Senior Business Analyst (Lending and Credit Risk domain)

Permanent / Full Time

Join an Agile team as a Senior Business Analyst, shaping lending, credit risk, APIs, and integrated banking solutions.

Job Description

Must Have Technical/Functional Skills
  • Business Analyst in Lending and Credit Risk domain (Private Individual clients)
  • Minimum 6+ years of onsite professional working experience required.
  • Broad experience (also practical) in requirements engineering for large-scale IT solutions as part of Scrum teams (working directly with the engineers).
  • Broad experience (also practical) in detailing and creation of User Stories as well as concepts and specifications for agile delivery teams.
  • Good analytical and communication skills, strong independence and initiative, ability to work in agile delivery teams.
  • Knowledge of Banking IT (e.g., Frontends & Channels and Cloud Knowhow) and experience in Lending processes and Credit Risk workflows.
  • Experience in API design (Swagger definition) and data mapping.
  • Strong background in systems integrations based on data-driven APIs.
Roles & Responsibilities
  • Lead requirement gathering and analysis workshops with Lending, Credit Risk, and business stakeholders.
  • Convert business requirements into well-defined User Stories, Epics, and Acceptance Criteria for Agile teams.
  • Collaborate closely with Product Owners to maintain and prioritize the product backlog.
  • Define and document end-to-end lending, credit assessment, and credit risk business processes.
  • Create functional specifications, process flows, business rules, and solution design documents.
  • Analyze and define API requirements, including Swagger/Open API specifications and integration workflows.
  • Perform source-to-target data mapping and ensure accurate data flow across integrated systems.
  • Work directly with developers and QA teams to clarify requirements and support sprint delivery.
  • Support SIT/UAT testing, defect triage, and business validation to ensure requirements are met.
  • Act as the liaison between business, technology, and external stakeholders, ensuring successful delivery of lending and credit risk solutions in an Agile Scrum environment.
Desired Candidate ProfileQualifications
  • Bachelor of Computer Science

IT & Technology > Business Analyst > IT & Technology

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